How do you get a car on finance

Usually the dealership you’re purchasing the car from will be able to offer you a choice of finance options, at Motor Match we work with a number of lenders to help you find a car finance plan that works for you.

What checks are done for car finance?

As well as hard and soft credit checks, you’ll need to supply a couple of things to apply for car finance; proof of your address, income and identity.

Will I need to pass a credit check before applying for finance?

The lenders we work with will carry out a credit check when you apply for finance, this is to protect themselves and you as the applicant as they need to check that you can afford the repayments. There are lenders on the market who will offer finance without carrying out a credit check, but these usually come with higher fees.

Car Finance Explained

Q: How does car finance work?

Car finance works by creating an agreement between you and the finance lender allowing you to borrow money to pay for a car over a period of time.

We explain the different options available to you when it comes to getting a new or second hand car

What is car finance?

Buying a car outright isn’t the best option for everyone, which is where car finance can help by spreading the cost of a vehicle over a set period of time instead of in one lump sum.

Each type type of finance works slightly differently, below we’ve outlined how they all work to help you decide which is the best option for you.

How does car finance work?

All types of car finance involve borrowing money from a lender to cover the cost of the car you’re purchasing. You’ll pay an initial deposit and then regular installments throughout your agreed contract length. When the contract comes to an end, depending on the type of finance you’ve chosen, you may have the option to buy it or return it to the dealership.

Can I Get Credit?

How much would you like to borrow?

Options for financing your car:

Personal Contract Purchase (PCP)

Personal Loans

Hire Purchase

Personal Contract Hire (PCH)

We're here to help with any finance questions you might have. Get in touch with the experts today.

Car Finance Explained

We explain the different options available to you when it comes to getting a new or second hand car

What is car finance?

How does car finance work?

How much would you like to borrow?

Options for financing your car:

Personal Contract Purchase (PCP)

Personal Loans

Hire Purchase

Personal Contract Hire (PCH)

Frequently Asked Finance Questions

We're here to help with any finance questions you might have. Get in touch with the experts today.

Car Finance on Benefits

Self-Employed Car Finance

Poor Credit Car Finance

Student Car Finance

Car Finance with Negative equity

Car Finance with outstanding finance

Voluntary termination of Car Finance

APR and Flat Rate Interest Explained